Save on Auto Insurance with the “Student Away at School” Discount

If you have a child in college, you know the costs can add up quickly — tuition, books, housing, and meal plans are just the start. But here’s some good news: if your student is away at school and doesn’t have regular access to your vehicle, you may be eligible for a Student Away at School Discount on your auto insurance.

What Is the Student Away at School Discount?
This discount is designed for families whose college students
live at least a certain distance (often 100 miles or more) from home and don’t take a car with them. Since they’re not driving your vehicles regularly, the risk of an accident is much lower — and your insurance company may reward you with lower premiums.

How It Works

• Distance Requirement: Most insurers require that the student’s school is a set number of miles away from home.
• No Car on Campus: The student leaves the car at home, only driving it when they return for breaks or vacations.
• Good Grades May Help: If your student also qualifies for a Good Student Discount, you can often stack the savings.

Why It Matters
College is already a financial stretch for many families, and every bit of savings counts. By letting your insurance agent know your student is away at school without a car, you could see a noticeable drop in your premium — sometimes several hundred dollars a year.

How to Get the Discount

• Contact your insurance agent and ask if your carrier offers the Student Away at School Discount.
• Be prepared to provide your student’s school address and proof of enrollment.
• Review your policy each semester or year to ensure the discount still applies.

Bottom line: If your college student is far from home and not driving regularly, this discount is a simple way to cut your auto insurance costs without reducing coverage.